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Age Requirements

Any age before age 65 when you terminate due to:
Permanent Total Disability.

Service and Other Requirements

10 or more years of Credited Service including 2 years Credited Future Service.

Basic Benefit

Accrued Normal Retirement Benefit at date of termination.

Reductions/Options

Reduction Factors

(a) Monthly Life Annuity - Five Year Certain
(b) 50% Joint Annuity Form

Conditions Which May Result In Loss of Some or All Benefits

Termination of Benefits
[See Section VII.2]

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